Risk & Diversification Articles

Active vs. Passive Investing: What They Mean, How They Differ, and How to Choose

Most investing approaches fall into one of two camps: active or passive. People often frame this as a debate—like you must pick a side. In reality, both approaches can play a role depending on your goals, time horizon, costs, and how involved you want to be. This...

Understanding Investment Risk: What It Is, Why It Matters, and How to Manage It

Risk is not a sign that investing is “bad.” Risk is the price you pay for the potential to grow your money over time. The real goal isn’t to eliminate risk—it’s to understand which risks you’re taking, decide whether they make sense for your goals, and build a plan...

Asset Allocation and Diversification: The Two Core Tools for Building a More Resilient Portfolio

If investing had a “foundation layer,” it would be asset allocation and diversification. These two ideas are not trendy, not complicated, and not exciting—and that’s exactly why they’re so valuable. They’re designed to help you build a portfolio that can pursue...

Top Investment Tips for College Students: Build Good Money Habits Before You Graduate

College is one of the best times to start building financial momentum. You don’t need a lot of money to begin—you need a few smart habits that protect you from expensive mistakes and help you grow over time. Here are practical investing and money tips designed...